Addie Polk, 90, of Akron, Ohio, became a symbol of the nation's home mortgage crisis when she was hospitalized after shooting herself at least twice in the upper body Wednesday afternoon.
This lady was terrified after being served with a foreclosure notice.
My advice is not to worry when you are getting served, you don't have to leave the house. Don't let people's horror stories frighten you.
Once you are served, and believe me you WANT to be served, you have 20 days to reply.
So...Just Reply!!
Please reply!!
Reply whatever you want, I suggest that you reply that you are working with a Realtor on a short sale and that the package is in the landers hands and that it is waiting to be signed off and that you are requesting for a 180 days delay in foreclosure to get the paperwork done.
And believe me or not you will get extra time
So don't panic but be proactive, work with your lender.
Ask advice from a legal counsel or from a licensed real estate agent,
These should have standard letters and specialized attorneys lined up to help you, just call us and remember don't panic!
CU
next time,
Monk
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Sunday, October 5, 2008
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